Questionnaire: start by completing our 5-minute questionnaire. The questions are designed to qualify prospects and collect some information to be used in the planning process.
Submission to Fiduciary: once submitted, your information will be submitted to one of our fiduciaries for review.
Verification Call: your assigned fiduciary will call to confirm the information you entered and ask or schedule a time to collect any additional information.
File Creation: we’ll create your custom profile and input the information you submitted.
Base Facts Confirmation: you’ll receive a call from your fiduciary to confirm the accuracy of the information input.
Plan Building: our process is comprehensive, but our planners and software are diligent, providing a one-week-to-plan-completion from the day base facts are confirmed.
CFP/CPA Review: your completed plan will be reviewed by a Certified Financial Planner and Certified Public Account.
Plan Presentation: you’ll spend 1 to 2 with your fiduciary reviewing your customized retirement plan.
Question and Answers: we prefer you write down or hold questions to the end, as many of your questions will be answered through the presentation.
Offer Expiration: for our complimentary retirement plan, we require all information be received within seven days of you completing our online questionnaire. Those who do not submit their information prior to the seven day window, will have the option to continue at our the plan cost $2,500, or cancel the process with no fee.
What Your Retirement Plan Includes
Scenario #1 (Adjustments): Real-life observations that includes inflation, cost-of-living adjustments, appreciation, and taxes.
Scenario #2 (Social Security Comparison): When should you take your benefits, earliest at age 62, your full retirement age (based on your date of birth), or the maximum age of 70.
Scenario #3 (Income Gap Solution): Two or more solutions for those with expenses greater than the combined total of their social security and pensions.
Scenario #4 (Reinvesting Surplus): What if you invested overages (positive net cashflow from income or distributions) instead of depositing into savings.
Scenario #5 (Early Death): What if the spouse you depend on for income predeceased you.
Scenario #6 (Fund Analysis): Are you taking on too much risk, are you achieving a high enough rate of return, is your portfolio diversified.
Scenario #7 (Market Volatility): Can the plan hold up against several years of bear markets, in the early and latter years of retirement.
Scenario #8 (Long-term care): What if one or both spouses gets in a position where they can no longer care for the other or themselves, does the plan provide enough protection for care.
Scenario #9 (Rapid Inflation): What if goods and services skyrocket in price compared to annual raises to income.
Scenario #10 (Monte Carlo): How many times out of a 1000 variations does the plan succeed.